⭐ 1. TERMS & CONDITIONS (T&C)

Last Updated: 11 December 2025

Welcome to SadhuVishalMishra.com, operated under the SMS Project (Sabki Shakti Mission).
By accessing or using our website, services, content, or platforms, you agree to the following Terms & Conditions.

1. Acceptance of Terms

By using our website or services, you fully accept these Terms & Conditions, the Privacy Policy, Cookie Policy, and any guidelines posted on our platform.

If you do not agree, please discontinue use.

2. Eligibility

You must be:

At least 18 years old, or
Using the platform with parental/guardian consent.

3. Services Covered

These terms govern all services under SadhuVishalMishra.com, including:

Spiritual content, astrology, and educational material
SMS Project (project submissions, investor–creator platform, ranking system)
Digital content, news updates, forms, downloads, communication channels
Paid or free services provided by the website

4. User Responsibilities

You agree to:

Provide accurate information
Not misuse or disrupt the platform
Not upload harmful, illegal, or copyrighted material without permission
Not engage in fraud, impersonation, or harassment

You are responsible for maintaining the confidentiality of your login credentials.

5. Intellectual Property

All content on SadhuVishalMishra.com—logos, images, videos, articles, SMS Eye, SMS cosmic theme, trademarks—is the exclusive property of the SMS Project or licensed creators.

You may not copy, modify, distribute, or reuse content without written permission.

6. Project Submissions (SMS Platform)

When you submit a project to SMS:

You grant SMS a non-exclusive right to review and evaluate your project.
Your intellectual property remains yours.
SMS will not publicly share or sell your content without your consent.
Investors may view your project only within a controlled, confidential environment.

7. Payment & Subscription Terms

Some services may require payments.
By completing a payment, you agree to the pricing and refund policy mentioned below.

We use secure third-party payment processors; we do not store full financial details.

8. Limitation of Liability

We are not liable for:

Losses due to improper use of the website
Technical issues, downtime, or service interruptions
Decisions made based on spiritual content, astrology, or advice
Investor–creator disputes outside the SMS platform

Use of the platform is at your own risk.

9. Termination

We reserve the right to suspend or terminate your account or platform access if:

Policies are violated
Fraud or harmful activity is detected
Required by law

10. Governing Law

These terms are governed by:

Laws of India
International digital compliance standards

Jurisdiction: Mumbai, Maharashtra, India

11. Modifications

We may update Terms & Conditions at any time.
Continued use of the website means acceptance of the revisions.

12. Contact

Email: admin@sadhuvishalmishra.com
WhatsApp: +91 9768518214

⭐ 2. COOKIE POLICY

Last Updated: 11 December 2025

SadhuVishalMishra.com uses cookies to improve your browsing experience.

1. What Are Cookies?

Cookies are small text files stored on your device to remember preferences and improve usage.

2. Types of Cookies We Use

A. Essential Cookies

Required for website functionality and security.

B. Analytics Cookies

To analyze website traffic (Google Analytics, search console).

C. Functionality Cookies

Remember language, preferences, form inputs.

D. Advertising Cookies

Used by platforms like Google, Meta, YouTube to personalize ads.

3. Why We Use Cookies

Improve website performance
Provide personalized experience
Understand user behaviour
Secure platform login & protect from fraud
Support advertising/marketing campaigns

4. Third-Party Cookies

Third-parties like Google, Meta, YouTube may place cookies through our site.

We do not control their cookie behaviour.

5. Cookie Control Options

You may:

Disable cookies in browser settings
Clear cookies anytime
Opt-out of personalized ads
Reject non-essential cookies in the consent popup

Some features may not work if cookies are disabled.

6. Changes to this Policy

We may periodically update our cookie policy.

⭐ 3. DISCLAIMER

Last Updated: 11 December 2025

General Information

Content on SadhuVishalMishra.com is provided for spiritual, educational, motivational, and informational purposes only.

1. No Professional Liability

We do not provide:

Medical advice
Legal advice
Financial or investment guarantees
Psychological counselling

Users must seek professional help where required.

2. Astrology & Spiritual Guidance Disclaimer

Astrology, predictions, and spiritual insights are subjective interpretations.
We do not guarantee outcomes.

Any decisions made based on content are your sole responsibility.

3. Project Submissions & Investments

SMS Project is a platform for:

Idea ranking
Investor–creator networking
Project display

We do not guarantee funding, profitability, or project success.

All investor–creator decisions are independent.

4. External Links

We are not responsible for content on external websites linked from our platform.

5. Technical Issues

We do not guarantee uninterrupted operation of the website.

⭐ 4. REFUND POLICY

Last Updated: 11 December 2025

1. General Refund Rules

SadhuVishalMishra.com and SMS Project follow a strict but fair refund policy.

Refunds are issued only when applicable depending on service type.

2. Non-Refundable Services

The following are non-refundable:

Astrology consultations
Digital content/service delivered
Project submission fees
SMS platform membership/processing fees
Subscription fees after activation
Donations or contributions
Paid promotional services
Personalized reports delivered to email/WhatsApp

Once the service is provided or processed, refunds cannot be issued.

3. Refundable Cases (Exceptional)

A refund may be given only if:

You were charged twice for the same service
Payment was made but service was not delivered
A clear technical/payment error occurred
Legal compliance requires refund

Refunds are issued back to the original payment method (UPI, Google Pay, bank).

4. Refund Request Procedure

To request a refund:

Email: admin@sadhuvishalmishra.com
WhatsApp: +91 9768518214

Include:

Name
Mobile number
Payment screenshot
Date of payment
Reason for refund
Order/transaction ID

Refund time: 5–12 working days (depending on bank/payment gateway).

5. No Cash Refunds

All refunds are processed digitally.

6. Changes to Refund Policy

We may update this policy when required.